Underwriter · Member M100063
Sunita Lim
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
45 · Male
Policy ref
M100063
Luna LU-65263588
Product
Whole Life
Segment · market
Private Banking · India
Status
Active
Tier
3earned on Attainment path
Consent
Sharing
since 05 Dec 2025
Wear rate
86%
qualifying days, last 28
History
…
Last sync
3 days ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
3
Tier 3 · 5% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
35.6
Improvement
27.9
Protect
35.6
24 points from the next band up.
Attainment inputs
Peak Consistency32nd percentile× 0.45 = 14.4
VO₂ Max decileDecile 6× 0.35 = 21.0
Resting HR percentile1st percentile× 0.2 = 0.2
Attainment = 14.4 + 21.0 + 0.2 = 35.6Improvement uses the 90-day Peak Consistency change: 1st percentile
Wear rate
86% gate 80%
Fitness Age Gap
−1.5 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 4 | × 1 | 400 |
| Apr 2026 | 9 | × 1 | 900 |
| May 2026 | 11 | × 1.25 | 1,375 |
| Jun 2026 | 10 | × 1.25 | 1,250 |
| Jul 2026 | 9 | × 1 | 900 |
| Aug 2026 | 4 | × 1 | 400 |
| Sept 2026 | 2 | × 1 | 200 |
| Total | 49 | 5,425 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
Access log
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- 2026-09-22 15:03Cheryl Ong · DistributionClient card