Programme · Rewards · liability view
Rewards
Peak Days converted into the bank's own loyalty points. A generic connector — the bank's existing rewards platform is the first integration, not the architecture.
Points issued
486,225
last 90 days · 110 members with daily data
Redeemed
Modelled58%
Outstanding liability
Modelled$1,612
USD
767,600 pts to date × 42% unredeemed
Cost per engaged member
$22.72
107 members earned in the last 90 days
Earn mechanic
Everything below is computable from programme consent alone. Rewards are never gated behind deeper data sharing.
| Rule | This tenant | Config |
|---|---|---|
| Base conversion | 1 Peak Day = 100 loyalty points | rewards.points_per_peak_day |
| Consistency multiplier | 1–9 days 1.0× · 10–19 days 1.25× · 20+ days 1.5× | rewards.multiplier_bands[] |
| Monthly cap | 25 earning days per month | rewards.monthly_cap |
| Improvement bonus | Not configured for this tenant. One-off award when Protect Score improves by an agreed margin vs the member’s own 90-day baseline. | rewards.improvement_bonus |
| Consent bonus | 500 points, once. Modest, and never a condition of earning anything else | rewards.consent_bonus |
| Wear floor | A day counts only if it is a Qualifying Day (synced, sleep recorded, steps above zero) | — |
Earn and liability
Earn distribution · Aug 2026
14 members (12%) reached the 1.5× band, adding 16,400 points ($82)
1–9 days · 1×10–19 days · 1.25×20+ days · 1.5×
Peak Days in month (x) · members (y). 132,775 points issued for the month; multiplier thresholds at 10 and 20 days.
Liability forecast · next quarter
398,650 points, $1,993 face value
At 58% redemption, expected cash cost $1,156.Modelled
What happens after a health screening voucher is issued — lab redemption, panel upload and retest — is panel pipeline, not reward economics. It is tracked on the Blood Panels screen, which only the Claims role can open.