Underwriter · Member M100070
Rahul Low
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
51 · Female
Policy ref
M100070
Luna LU-45761361
Product
Term Life
Segment · market
Priority · Singapore
Status
Active
Tier
5earned on Attainment path
Consent
Sharing
since 21 May 2026
Wear rate
100%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
5
Tier 5 · 10% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
96.7
Improvement
50.9
Protect
96.7
Attainment inputs
Peak Consistency98th percentile× 0.45 = 44.1
VO₂ Max decileDecile 10× 0.35 = 35.0
Resting HR percentile88th percentile× 0.2 = 17.6
Attainment = 44.1 + 35.0 + 17.6 = 96.7Improvement uses the 90-day Peak Consistency change: 52nd percentile
Wear rate
100% gate 80%
Fitness Age Gap
+3.3 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 5 | × 1 | 500 |
| Apr 2026 | 29(25 counted) | × 1.5 | 3,750 |
| May 2026 | 29(25 counted) | × 1.5 | 3,750 |
| Jun 2026 | 27(25 counted) | × 1.5 | 3,750 |
| Jul 2026 | 30(25 counted) | × 1.5 | 3,750 |
| Aug 2026 | 28(25 counted) | × 1.5 | 3,750 |
| Sept 2026 | 21 | × 1.5 | 3,150 |
| Total | 169 | 22,400 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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- 2026-09-23 09:14Mei Tan · ClaimsVitals, derived measures, alert history
- 2026-09-22 17:40Daniel Koh · UnderwriterTier, path, tier inputs