Underwriter · Member M100161
Lina Pillai
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
50 · Male
Policy ref
M100161
Luna LU-75031213
Product
Term Life
Segment · market
Priority · Hong Kong
Status
Active
Tier
2earned on Attainment path
Consent
Sharing
since 20 Sept 2025
Wear rate
89%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
2
Tier 2 · 2.5% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
38.5
Improvement
0
Protect
38.5
2 points from the next band up.
Attainment inputs
Peak Consistency1st percentile× 0.45 = 0.5
VO₂ Max decileDecile 8× 0.35 = 28.0
Resting HR percentile50th percentile× 0.2 = 10.0
Attainment = 0.5 + 28.0 + 10.0 = 38.5Improvement uses the 90-day Peak Consistency change: no prior period
Wear rate
89% gate 80%
Fitness Age Gap
+1.5 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Apr 2026 | 1 | × 1 | 100 |
| May 2026 | 1 | × 1 | 100 |
| Total | 2 | 200 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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