Underwriter · Member M100203
Ananya Reddy
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
64 · Male
Policy ref
M100203
Luna LU-50980232
Product
Medical Indemnity
Segment · market
Priority Private · India
Status
Active
Tier
5earned on Attainment path
Consent
Sharing
since 16 Aug 2025
Wear rate
93%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
5
Tier 5 · 10% discount
Earned on the Attainment path · Upgraded vs 2026-Q2
Attainment
85.2
Improvement
72.1
Protect
85.2
Attainment inputs
Peak Consistency95th percentile× 0.45 = 42.8
VO₂ Max decileDecile 7× 0.35 = 24.5
Resting HR percentile90th percentile× 0.2 = 18.0
Attainment = 42.8 + 24.5 + 18.0 = 85.3Improvement uses the 90-day Peak Consistency change: 99th percentile
Wear rate
93% gate 80%
Fitness Age Gap
+3.2 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 1 | × 1 | 100 |
| Apr 2026 | 15 | × 1.25 | 1,875 |
| May 2026 | 17 | × 1.25 | 2,125 |
| Jun 2026 | 15 | × 1.25 | 1,875 |
| Jul 2026 | 27(25 counted) | × 1.5 | 3,750 |
| Aug 2026 | 23 | × 1.5 | 3,450 |
| Sept 2026 | 17 | × 1.25 | 2,125 |
| Total | 115 | 15,300 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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