Underwriter · Member M100210
Shreya Pillai
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
49 · Male
Policy ref
M100210
Luna LU-93819726
Product
Whole Life
Segment · market
Priority · Singapore
Status
Lapsed · 15 Jul 2026
Tier
5earned on Attainment path
Consent
Sharing
since 10 Jun 2026
Wear rate
93%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
5
Tier 5 · 10% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
82.7
Improvement
68.9
Protect
82.7
Attainment inputs
Peak Consistency85th percentile× 0.45 = 38.3
VO₂ Max decileDecile 10× 0.35 = 35.0
Resting HR percentile47th percentile× 0.2 = 9.4
Attainment = 38.3 + 35.0 + 9.4 = 82.7Improvement uses the 90-day Peak Consistency change: 92nd percentile
Wear rate
93% gate 80%
Fitness Age Gap
+2.1 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Apr 2026 | 13 | × 1.25 | 1,625 |
| May 2026 | 12 | × 1.25 | 1,500 |
| Jun 2026 | 11 | × 1.25 | 1,375 |
| Jul 2026 | 19 | × 1.25 | 2,375 |
| Aug 2026 | 13 | × 1.25 | 1,625 |
| Sept 2026 | 14 | × 1.25 | 1,750 |
| Total | 82 | 10,250 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
Access log
Who viewed this record
This log is also visible to the member in the Luna app.
No one has opened this record’s member-level data.