Underwriter · Member M100224
Clarice Ng
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
40 · Female
Policy ref
M100224
Luna LU-49813322
Product
Term Life
Segment · market
Priority · Singapore
Status
Active
Tier
2earned on Attainment path
Consent
Sharing
since 16 Oct 2025
Wear rate
100%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
2
Tier 2 · 2.5% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
38.1
Improvement
28.9
Protect
38.1
2 points from the next band up.
Attainment inputs
Peak Consistency37th percentile× 0.45 = 16.7
VO₂ Max decileDecile 4× 0.35 = 14.0
Resting HR percentile37th percentile× 0.2 = 7.4
Attainment = 16.7 + 14.0 + 7.4 = 38.1Improvement uses the 90-day Peak Consistency change: 3rd percentile
Wear rate
100% gate 80%
Fitness Age Gap
+0.2 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 4 | × 1 | 400 |
| Apr 2026 | 16 | × 1.25 | 2,000 |
| May 2026 | 16 | × 1.25 | 2,000 |
| Jun 2026 | 14 | × 1.25 | 1,750 |
| Jul 2026 | 9 | × 1 | 900 |
| Aug 2026 | 9 | × 1 | 900 |
| Sept 2026 | 3 | × 1 | 300 |
| Total | 71 | 8,250 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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