Underwriter · Member M100238
Aisha Desai
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
48 · Male
Policy ref
M100238
Luna LU-98590415
Product
Medical Indemnity
Segment · market
Priority Private · India
Status
Active
Tier
1earned on Attainment path
Consent
Sharing
since 15 Oct 2025
Wear rate
82%
qualifying days, last 28
History
…
Last sync
2 days ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
1
Tier 1 · 0% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
8.8
Improvement
0
Protect
8.8
11 points from the next band up.
Attainment inputs
Peak Consistency1st percentile× 0.45 = 0.5
VO₂ Max decileDecile 1× 0.35 = 3.5
Resting HR percentile24th percentile× 0.2 = 4.8
Attainment = 0.5 + 3.5 + 4.8 = 8.8Improvement uses the 90-day Peak Consistency change: no prior period
Wear rate
82% gate 80%
Fitness Age Gap
+1.1 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Apr 2026 | 1 | × 1 | 100 |
| Total | 1 | 100 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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