Underwriter · Member M100294
Grace Aziz
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
30 · Male
Policy ref
M100294
Luna LU-15712236
Product
Critical Illness
Segment · market
Priority · Hong Kong
Status
Active
Tier
4earned on Attainment path
Consent
Sharing
since 24 Dec 2025
Wear rate
89%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
4
Tier 4 · 7.5% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
71.8
Improvement
44.6
Protect
71.8
8 points from the next band up.
Attainment inputs
Peak Consistency90th percentile× 0.45 = 40.5
VO₂ Max decileDecile 5× 0.35 = 17.5
Resting HR percentile69th percentile× 0.2 = 13.8
Attainment = 40.5 + 17.5 + 13.8 = 71.8Improvement uses the 90-day Peak Consistency change: 38th percentile
Wear rate
89% gate 80%
Fitness Age Gap
+2.4 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 3 | × 1 | 300 |
| Apr 2026 | 23 | × 1.5 | 3,450 |
| May 2026 | 21 | × 1.5 | 3,150 |
| Jun 2026 | 23 | × 1.5 | 3,450 |
| Jul 2026 | 24 | × 1.5 | 3,600 |
| Aug 2026 | 26(25 counted) | × 1.5 | 3,750 |
| Sept 2026 | 14 | × 1.25 | 1,750 |
| Total | 134 | 19,450 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
Access log
Who viewed this record
This log is also visible to the member in the Luna app.
No one has opened this record’s member-level data.