Underwriter · Member M100392
Priya Pillai
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
43 · Female
Policy ref
M100392
Luna LU-10042485
Product
Medical Indemnity
Segment · market
Private Banking · Singapore
Status
Active
Tier
2earned on Attainment path
Consent
Sharing
since 16 Jan 2026
Wear rate
86%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
2
Tier 2 · 2.5% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
36.5
Improvement
32.5
Protect
36.5
4 points from the next band up.
Attainment inputs
Peak Consistency25th percentile× 0.45 = 11.3
VO₂ Max decileDecile 6× 0.35 = 21.0
Resting HR percentile21st percentile× 0.2 = 4.2
Attainment = 11.3 + 21.0 + 4.2 = 36.5Improvement uses the 90-day Peak Consistency change: 11th percentile
Wear rate
86% gate 80%
Fitness Age Gap
−0.8 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 1 | × 1 | 100 |
| Apr 2026 | 7 | × 1 | 700 |
| May 2026 | 5 | × 1 | 500 |
| Jun 2026 | 6 | × 1 | 600 |
| Jul 2026 | 2 | × 1 | 200 |
| Sept 2026 | 1 | × 1 | 100 |
| Total | 22 | 2,200 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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