Underwriter · Member M100420
Edwin Rahman
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
53 · Female
Policy ref
M100420
Luna LU-31590996
Product
Medical Indemnity
Segment · market
Priority · Hong Kong
Status
Active
Tier
5earned on Improvement path
Consent
Sharing
since 15 Dec 2025
Wear rate
89%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
5
Tier 5 · 10% discount
Earned on the Improvement path · No change vs 2026-Q2
Attainment
57.5
Improvement
61.2
Protect
61.2
Attainment inputs
Peak Consistency64th percentile× 0.45 = 28.8
VO₂ Max decileDecile 5× 0.35 = 17.5
Resting HR percentile56th percentile× 0.2 = 11.2
Attainment = 28.8 + 17.5 + 11.2 = 57.5Improvement uses the 90-day Peak Consistency change: 75th percentile
Wear rate
89% gate 80%
Fitness Age Gap
+2.1 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Apr 2026 | 3 | × 1 | 300 |
| May 2026 | 6 | × 1 | 600 |
| Jun 2026 | 7 | × 1 | 700 |
| Jul 2026 | 6 | × 1 | 600 |
| Aug 2026 | 7 | × 1 | 700 |
| Sept 2026 | 11 | × 1.25 | 1,375 |
| Total | 40 | 4,275 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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