Underwriter · Member M100427
Xin Yi Yeo
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
44 · Male
Policy ref
M100427
Luna LU-34055155
Product
Term Life
Segment · market
Priority · Singapore
Status
Active
Tier
4earned on Improvement path
Consent
Sharing
since 05 Mar 2026
Wear rate
100%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
4
Tier 4 · 7.5% discount
Earned on the Improvement path · No change vs 2026-Q2
Attainment
32.3
Improvement
51.4
Protect
51.4
29 points from the next band up.
Attainment inputs
Peak Consistency34th percentile× 0.45 = 15.3
VO₂ Max decileDecile 4× 0.35 = 14.0
Resting HR percentile15th percentile× 0.2 = 3.0
Attainment = 15.3 + 14.0 + 3.0 = 32.3Improvement uses the 90-day Peak Consistency change: 53rd percentile
Wear rate
100% gate 80%
Fitness Age Gap
+0.1 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Apr 2026 | 6 | × 1 | 600 |
| May 2026 | 1 | × 1 | 100 |
| Jun 2026 | 4 | × 1 | 400 |
| Jul 2026 | 2 | × 1 | 200 |
| Aug 2026 | 2 | × 1 | 200 |
| Sept 2026 | 3 | × 1 | 300 |
| Total | 18 | 1,800 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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