Underwriter · Member M100455
Shreya Yeo
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
44 · Female
Policy ref
M100455
Luna LU-60946589
Product
Whole Life
Segment · market
Priority · India
Status
Lapsed · 01 Aug 2026
Tier
2earned on Improvement path
Consent
Sharing
since 28 Apr 2026
Wear rate
100%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
2
Tier 2 · 2.5% discount
Earned on the Improvement path · No change vs 2026-Q2
Attainment
21.8
Improvement
31.1
Protect
31.1
9 points from the next band up.
Attainment inputs
Peak Consistency1st percentile× 0.45 = 0.5
VO₂ Max decileDecile 6× 0.35 = 21.0
Resting HR percentile2nd percentile× 0.2 = 0.4
Attainment = 0.5 + 21.0 + 0.4 = 21.8Improvement uses the 90-day Peak Consistency change: 8th percentile
Wear rate
100% gate 80%
Fitness Age Gap
−1.0 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 2 | × 1 | 200 |
| Apr 2026 | 18 | × 1.25 | 2,250 |
| May 2026 | 12 | × 1.25 | 1,500 |
| Jun 2026 | 7 | × 1 | 700 |
| Jul 2026 | 8 | × 1 | 800 |
| Aug 2026 | 5 | × 1 | 500 |
| Total | 52 | 5,950 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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