Underwriter · Member M100476
Boon Hui Ong
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
49 · Male
Policy ref
M100476
Luna LU-98715257
Product
Critical Illness
Segment · market
Priority Private · Singapore
Status
Active
Tier
Unratedbelow eligibility gate
Consent
Sharing
since 22 Jan 2026
Wear rate
75%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
Unrated
Unrated · no discount
Qualifying-day rate below 80% eligibility gate
Attainment
—
Improvement
—
Protect
—
Attainment inputs
Peak Consistency63rd percentile× 0.45 = 28.4
VO₂ Max decileDecile 3× 0.35 = 10.5
Resting HR percentile5th percentile× 0.2 = 1.0
Attainment = 28.4 + 10.5 + 1.0 = 39.9Improvement uses the 90-day Peak Consistency change: 97th percentile
Wear rate
75% gate 80%
Fitness Age Gap
+0.9 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Apr 2026 | 2 | × 1 | 200 |
| May 2026 | 1 | × 1 | 100 |
| Jun 2026 | 3 | × 1 | 300 |
| Jul 2026 | 3 | × 1 | 300 |
| Aug 2026 | 8 | × 1 | 800 |
| Sept 2026 | 7 | × 1 | 700 |
| Total | 24 | 2,400 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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