Underwriter · Member M100511
Mira Pillai
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
66 · Male
Policy ref
M100511
Luna LU-72476749
Product
Accident
Segment · market
Priority · India
Status
Active
Tier
4earned on Attainment path
Consent
Sharing
since 11 Nov 2025
Wear rate
93%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
4
Tier 4 · 7.5% discount
Earned on the Attainment path · Upgraded vs 2026-Q2
Attainment
71.9
Improvement
44.2
Protect
71.9
8 points from the next band up.
Attainment inputs
Peak Consistency56th percentile× 0.45 = 25.2
VO₂ Max decileDecile 9× 0.35 = 31.5
Resting HR percentile76th percentile× 0.2 = 15.2
Attainment = 25.2 + 31.5 + 15.2 = 71.9Improvement uses the 90-day Peak Consistency change: 37th percentile
Wear rate
93% gate 80%
Fitness Age Gap
+2.0 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 2 | × 1 | 200 |
| Apr 2026 | 8 | × 1 | 800 |
| May 2026 | 9 | × 1 | 900 |
| Jun 2026 | 10 | × 1.25 | 1,250 |
| Jul 2026 | 12 | × 1.25 | 1,500 |
| Aug 2026 | 12 | × 1.25 | 1,500 |
| Sept 2026 | 8 | × 1 | 800 |
| Total | 61 | 6,950 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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