Underwriter · Member M100518
Nadia Menon
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
34 · Male
Policy ref
M100518
Luna LU-31681119
Product
Accident
Segment · market
Priority Private · Singapore
Status
Active
Tier
2earned on Improvement path
Consent
Sharing
since 21 Nov 2025
Wear rate
100%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
2
Tier 2 · 2.5% discount
Earned on the Improvement path · No change vs 2026-Q2
Attainment
20.4
Improvement
31.6
Protect
31.6
8 points from the next band up.
Attainment inputs
Peak Consistency25th percentile× 0.45 = 11.3
VO₂ Max decileDecile 1× 0.35 = 3.5
Resting HR percentile28th percentile× 0.2 = 5.6
Attainment = 11.3 + 3.5 + 5.6 = 20.4Improvement uses the 90-day Peak Consistency change: 9th percentile
Wear rate
100% gate 80%
Fitness Age Gap
±0.0 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 3 | × 1 | 300 |
| Apr 2026 | 16 | × 1.25 | 2,000 |
| May 2026 | 8 | × 1 | 800 |
| Jun 2026 | 10 | × 1.25 | 1,250 |
| Jul 2026 | 10 | × 1.25 | 1,250 |
| Aug 2026 | 3 | × 1 | 300 |
| Sept 2026 | 1 | × 1 | 100 |
| Total | 51 | 6,000 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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