Underwriter · Member M100539
Daniel Wong
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
55 · Female
Policy ref
M100539
Luna LU-16632416
Product
Whole Life
Segment · market
Priority · Singapore
Status
Active
Tier
1earned on Attainment path
Consent
Sharing
since 13 Mar 2026
Wear rate
93%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
1
Tier 1 · 0% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
18.4
Improvement
0
Protect
18.4
2 points from the next band up.
Attainment inputs
Peak Consistency1st percentile× 0.45 = 0.5
VO₂ Max decileDecile 4× 0.35 = 14.0
Resting HR percentile20th percentile× 0.2 = 4.0
Attainment = 0.5 + 14.0 + 4.0 = 18.4Improvement uses the 90-day Peak Consistency change: no prior period
Wear rate
93% gate 80%
Fitness Age Gap
+1.0 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Total | 0 | 0 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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