Underwriter · Member M100546
Rahul Pillai
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
34 · Male
Policy ref
M100546
Luna LU-67451355
Product
Accident
Segment · market
Priority Private · Hong Kong
Status
Active
Tier
2earned on Attainment path
Consent
Sharing
since 25 Jul 2026
Wear rate
86%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
2
Tier 2 · 2.5% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
24.8
Improvement
0
Protect
24.8
15 points from the next band up.
Attainment inputs
Peak Consistency1st percentile× 0.45 = 0.5
VO₂ Max decileDecile 3× 0.35 = 10.5
Resting HR percentile69th percentile× 0.2 = 13.8
Attainment = 0.5 + 10.5 + 13.8 = 24.8Improvement uses the 90-day Peak Consistency change: no prior period
Wear rate
86% gate 80%
Fitness Age Gap
+2.8 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Total | 0 | 0 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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