Underwriter · Member M100602
Farah Menon
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
44 · Female
Policy ref
M100602
Luna LU-39862015
Product
Medical Indemnity
Segment · market
Priority Private · Singapore
Status
Active
Tier
Unratedbelow eligibility gate
Consent
Sharing
since 03 Jul 2026
Wear rate
71%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
Unrated
Unrated · no discount
Qualifying-day rate below 80% eligibility gate
Attainment
—
Improvement
—
Protect
—
Attainment inputs
Peak Consistency41st percentile× 0.45 = 18.4
VO₂ Max decileDecile 6× 0.35 = 21.0
Resting HR percentile31st percentile× 0.2 = 6.2
Attainment = 18.4 + 21.0 + 6.2 = 45.6Improvement uses the 90-day Peak Consistency change: 71st percentile
Wear rate
71% gate 80%
Fitness Age Gap
+1.0 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 1 | × 1 | 100 |
| Apr 2026 | 5 | × 1 | 500 |
| May 2026 | 8 | × 1 | 800 |
| Jun 2026 | 2 | × 1 | 200 |
| Jul 2026 | 2 | × 1 | 200 |
| Aug 2026 | 3 | × 1 | 300 |
| Sept 2026 | 3 | × 1 | 300 |
| Total | 24 | 2,400 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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