Underwriter · Member M100623
Cheryl Aziz
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
59 · Female
Policy ref
M100623
Luna LU-61274864
Product
Term Life
Segment · market
Priority Private · Singapore
Status
Active
Tier
2earned on Improvement path
Consent
Sharing
since 15 Jan 2026
Wear rate
82%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
2
Tier 2 · 2.5% discount
Earned on the Improvement path · Upgraded vs 2026-Q2
Attainment
25.1
Improvement
30.6
Protect
30.6
9 points from the next band up.
Attainment inputs
Peak Consistency25th percentile× 0.45 = 11.3
VO₂ Max decileDecile 2× 0.35 = 7.0
Resting HR percentile34th percentile× 0.2 = 6.8
Attainment = 11.3 + 7.0 + 6.8 = 25.1Improvement uses the 90-day Peak Consistency change: 7th percentile
Wear rate
82% gate 80%
Fitness Age Gap
+0.4 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 5 | × 1 | 500 |
| Apr 2026 | 21 | × 1.5 | 3,150 |
| May 2026 | 12 | × 1.25 | 1,500 |
| Jun 2026 | 7 | × 1 | 700 |
| Jul 2026 | 13 | × 1.25 | 1,625 |
| Aug 2026 | 9 | × 1 | 900 |
| Sept 2026 | 1 | × 1 | 100 |
| Total | 68 | 8,475 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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