Underwriter · Member M100637
Sunita Menon
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
52 · Male
Policy ref
M100637
Luna LU-58366559
Product
Term Life
Segment · market
Priority · Singapore
Status
Active
Tier
3earned on Improvement path
Consent
Sharing
since 07 Apr 2026
Wear rate
82%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
3
Tier 3 · 5% discount
Earned on the Improvement path · No change vs 2026-Q2
Attainment
39.9
Improvement
40.1
Protect
40.1
20 points from the next band up.
Attainment inputs
Peak Consistency1st percentile× 0.45 = 0.5
VO₂ Max decileDecile 9× 0.35 = 31.5
Resting HR percentile40th percentile× 0.2 = 8.0
Attainment = 0.5 + 31.5 + 8.0 = 40.0Improvement uses the 90-day Peak Consistency change: 28th percentile
Wear rate
82% gate 80%
Fitness Age Gap
+1.1 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Apr 2026 | 5 | × 1 | 500 |
| May 2026 | 2 | × 1 | 200 |
| Jun 2026 | 3 | × 1 | 300 |
| Total | 10 | 1,000 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
Access log
Who viewed this record
This log is also visible to the member in the Luna app.
No one has opened this record’s member-level data.