Underwriter · Member M100651
Kavita Hassan
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
60 · Male
Policy ref
M100651
Luna LU-99916225
Product
Accident
Segment · market
Priority · Hong Kong
Status
Active
Tier
5earned on Attainment path
Consent
Sharing
since 16 Oct 2025
Wear rate
96%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
5
Tier 5 · 10% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
82.1
Improvement
66.2
Protect
82.1
Attainment inputs
Peak Consistency78th percentile× 0.45 = 35.1
VO₂ Max decileDecile 10× 0.35 = 35.0
Resting HR percentile60th percentile× 0.2 = 12.0
Attainment = 35.1 + 35.0 + 12.0 = 82.1Improvement uses the 90-day Peak Consistency change: 86th percentile
Wear rate
96% gate 80%
Fitness Age Gap
+1.6 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 2 | × 1 | 200 |
| Apr 2026 | 16 | × 1.25 | 2,000 |
| May 2026 | 10 | × 1.25 | 1,250 |
| Jun 2026 | 13 | × 1.25 | 1,625 |
| Jul 2026 | 17 | × 1.25 | 2,125 |
| Aug 2026 | 18 | × 1.25 | 2,250 |
| Sept 2026 | 12 | × 1.25 | 1,500 |
| Total | 88 | 10,950 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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