Underwriter · Member M100735
Daniel Reddy
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
62 · Female
Policy ref
M100735
Luna LU-75557664
Product
Critical Illness
Segment · market
Priority Private · Singapore
Status
Active
Tier
5earned on Attainment path
Consent
Sharing
since 24 Nov 2025
Wear rate
100%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
5
Tier 5 · 10% discount
Earned on the Attainment path · No change vs 2026-Q2
Attainment
81.5
Improvement
43.7
Protect
81.5
Attainment inputs
Peak Consistency74th percentile× 0.45 = 33.3
VO₂ Max decileDecile 10× 0.35 = 35.0
Resting HR percentile66th percentile× 0.2 = 13.2
Attainment = 33.3 + 35.0 + 13.2 = 81.5Improvement uses the 90-day Peak Consistency change: 36th percentile
Wear rate
100% gate 80%
Fitness Age Gap
+1.7 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 3 | × 1 | 300 |
| Apr 2026 | 18 | × 1.25 | 2,250 |
| May 2026 | 22 | × 1.5 | 3,300 |
| Jun 2026 | 18 | × 1.25 | 2,250 |
| Jul 2026 | 14 | × 1.25 | 1,750 |
| Aug 2026 | 21 | × 1.5 | 3,150 |
| Sept 2026 | 11 | × 1.25 | 1,375 |
| Total | 107 | 14,375 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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