Underwriter · Member M100742
Mira Sharma
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
51 · Male
Policy ref
M100742
Luna LU-42097383
Product
Accident
Segment · market
Priority Private · Singapore
Status
Active
Tier
3earned on Improvement path
Consent
Sharing
since 06 Oct 2025
Wear rate
86%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
3
Tier 3 · 5% discount
Earned on the Improvement path · No change vs 2026-Q2
Attainment
5.4
Improvement
40.1
Protect
40.1
20 points from the next band up.
Attainment inputs
Peak Consistency1st percentile× 0.45 = 0.5
VO₂ Max decileDecile 1× 0.35 = 3.5
Resting HR percentile7th percentile× 0.2 = 1.4
Attainment = 0.5 + 3.5 + 1.4 = 5.4Improvement uses the 90-day Peak Consistency change: 28th percentile
Wear rate
86% gate 80%
Fitness Age Gap
−0.8 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 2 | × 1 | 200 |
| Apr 2026 | 9 | × 1 | 900 |
| May 2026 | 10 | × 1.25 | 1,250 |
| Jun 2026 | 4 | × 1 | 400 |
| Jul 2026 | 5 | × 1 | 500 |
| Aug 2026 | 2 | × 1 | 200 |
| Total | 32 | 3,450 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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