Underwriter · Member M100798
Kumar Rahman
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
58 · Male
Policy ref
M100798
Luna LU-30831047
Product
Term Life
Segment · market
Priority Private · India
Status
Active
Tier
4earned on Improvement path
Consent
Sharing
since 14 May 2026
Wear rate
100%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
4
Tier 4 · 7.5% discount
Earned on the Improvement path · No change vs 2026-Q2
Attainment
59.6
Improvement
62.1
Protect
62.1
18 points from the next band up.
Attainment inputs
Peak Consistency94th percentile× 0.45 = 42.3
VO₂ Max decileDecile 1× 0.35 = 3.5
Resting HR percentile69th percentile× 0.2 = 13.8
Attainment = 42.3 + 3.5 + 13.8 = 59.6Improvement uses the 90-day Peak Consistency change: 77th percentile
Wear rate
100% gate 80%
Fitness Age Gap
+1.8 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Mar 2026partial, data starts 27 Mar 2026 | 3 | × 1 | 300 |
| Apr 2026 | 18 | × 1.25 | 2,250 |
| May 2026 | 18 | × 1.25 | 2,250 |
| Jun 2026 | 21 | × 1.5 | 3,150 |
| Jul 2026 | 26(25 counted) | × 1.5 | 3,750 |
| Aug 2026 | 24 | × 1.5 | 3,600 |
| Sept 2026 | 18 | × 1.25 | 2,250 |
| Total | 128 | 17,550 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
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