Underwriter · Member M100805
Kai Yeo
Tier fields only: the band, the path it was earned on and the inputs that produced it. Vitals, alerts and panels are not part of the underwriting view.
Age · sex
50 · Male
Policy ref
M100805
Luna LU-30368035
Product
Term Life
Segment · market
Priority · Singapore
Status
Active
Tier
Unratedbelow eligibility gate
Consent
Sharing
since 20 Jan 2026
Wear rate
75%
qualifying days, last 28
History
…
Last sync
1 day ago
Tier and inputs
2026-Q3 assignment. Scores are 0–100; the higher of the two paths sets the tier.
Assigned tier
Unrated
Unrated · no discount
Qualifying-day rate below 80% eligibility gate
Attainment
—
Improvement
—
Protect
—
Attainment inputs
Peak Consistency39th percentile× 0.45 = 17.6
VO₂ Max decileDecile 5× 0.35 = 17.5
Resting HR percentile44th percentile× 0.2 = 8.8
Attainment = 17.6 + 17.5 + 8.8 = 43.8Improvement uses the 90-day Peak Consistency change: 21st percentile
Wear rate
75% gate 80%
Fitness Age Gap
+0.8 yrs not a tier input
Rewards
Peak Days convert to loyalty points: 100 per day, multiplied by monthly volume, capped at 25 days a month.
| Month | Peak Days | Multiplier | Points |
|---|---|---|---|
| Apr 2026 | 8 | × 1 | 800 |
| May 2026 | 6 | × 1 | 600 |
| Jun 2026 | 9 | × 1 | 900 |
| Jul 2026 | 7 | × 1 | 700 |
| Aug 2026 | 5 | × 1 | 500 |
| Sept 2026 | 4 | × 1 | 400 |
| Total | 39 | 3,900 |
Redemptions are held by the bank’s loyalty platform and are not in the sample set; they appear here once that connector is live.
Access log
Who viewed this record
This log is also visible to the member in the Luna app.
No one has opened this record’s member-level data.